It doesn’t matter if you are a driver or a passenger. If you or a loved one is injured in an automobile accident, you may feel overwhelmed and out of control. In some cases, it is as if your whole life suddenly flashes before you. If you’re fortunate, you may suffer only minor personal injuries. However, you could find yourself severely incapacitated. Unfortunately, a car crash can even take a loved one from you. This may result in what’s known as a wrongful death claim.
While you’re trying to make sense of what happened to you, you need help to sort things out. At the New Jersey Law Firm of Law Offices of DiFrancia & DeDona P.C., we have extensive experience handling personal injury matters that involve car accidents. We will deal with the insurance company for you, while you spend your time healing from your injuries.
Car Accident Claims in New Jersey
You should know that car accident claims can be quite complicated. In order to pursue a personal injury case, you will have a couple of hurdles to pass. First, your attorney will need to prove that another motor vehicle operator’s negligence or wrongdoing caused the accident that resulted in your injuries. For example, a driver may have raced through a red light or ignored a stop sign.
There are a number of ways you can be injured in an automobile accident. Some are more obvious than others. Additionally, your personal injury lawyer will need to show proof that you incurred damages. When the insurance company evaluates a claim, the property damage is just one part of the total picture. The insurance adjuster will be particularly attentive to personal injury, which may be listed as bodily injury on your automobile insurance policy.
Different Types of Automobile Insurance Policies
You may know that New Jersey is considered a No-Fault insurance state when it comes to auto claims. Nevertheless, there are different kinds of automobile coverage. For many clients, it is advisable to speak with an attorney regarding your policy before an accident even occurs.
Why is that? In New Jersey, the law is quite complicated as far as the right to sue. For example, your policy may indicate that you have selected the “Limitation on Lawsuit” option. This does not mean you have totally given up your right to sue for personal injuries. However, it does limit the reasons you can pursue a claim against a negligent driver. Many New Jersey residents select this option as it is less expensive. In the past, you may have heard it referred to as the Verbal Threshold.
The other option available on standard New Jersey automobile policies is called the “No Limitation on Lawsuit” option. Even with this type of plan, you must prove liability to pursue a claim for personal injuries. No matter what kind of insurance you have, the New Jersey Law Firm of Law Offices of DiFrancia & DeDona P.C. is ready to assist you and provide experienced legal advice. If you do not drive or have a car of your own, we will also explain the procedures in ensuring you know how to proceed.
Our automobile accident lawyers can thoroughly investigate the circumstances of the crash, talk to all available witnesses, and examine police reports to the tiniest details. We can, and will protect your rights. We will work hard to make sure you can get the best possible results.
New Jersey Automobile Accident Lawyers
Our automobile accident lawyers have extensive experience when it comes to pursuing claims for car accidents. Contact us online or call us to schedule a free initial consultation. Not only is there no fee for the initial visit, but we are only paid if we achieve a favorable settlement or verdict on your behalf. We look forward to helping you!